Tips on Buying Tractor Insurance
While there are plenty of guides out there on how to purchase vehicle insurance, house insurance, and even boat insurance, the same information is hard to find for tractors. Despite this, a majority of tractor owners are interested in investing in an insurance policy to ensure their model is protected in an emergency or accident. If you’re interested in learning more about tractor insurance, where to find it, and how to get a great deal on your policy, check out our article below.
Get a Bundling Deal
If you’re on the hunt for tractor insurance there are plenty of agencies that specialize in farming equipment ready to set you up with a policy. However, large insurance companies also offer tractor and farming equipment insurance, and you could get an amazing bundling deal if you already have a policy with the company. Be sure to give your personal insurance representative a quick call to see what kind of coverage they offer for your tractor.
Double-Check Coverage
What is and isn’t covered by your tractor’s insurance policy will vary greatly from company to company. Some agencies may count repairs as an included coverage, while others may require you to add on that service as an extra expense. The most affordable policy may not provide you with the best value, so be sure to carefully compare coverage and prices before choosing an insurance provider.
Check With Your Lender
If you’re planning to finance your tractor, you’ll be required to purchase an insurance policy by your lender. However, different lenders may have different requirements for what coverages need to be included in your policy. Before you sign on the dotted line, be sure to check in with your lender to see what you need to have covered.
For more tips on where to find tractor insurance, the types of coverage you may need, and how to finance a new tractor model, be sure to stop in Sealy, Texas to speak with one of our equipment experts here at Cliff Jones Kioti® Tractors! We’re always happy to assist those nearby in Houston and Columbus, Texas, and we look forward to assisting you with all of your important farming needs.